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医疗、牙科和视力福利

博彩网址大全 offers full-time, benefits-eligible faculty and staff medical insurance as core coverage and dental and vision insurance as voluntary coverage.

医疗计划

United Healthcare (UHC) is 博彩网址大全's administrator of medical plan benefits. 大学 为员工提供两种医疗计划选择:

  • Qualified High Deductible Health Plan (QHDHP) with potential additional savings through 健康储蓄帐户(HSA)
  • PPO Plus计划

When choosing a plan, consider your anticipated health and financial needs, account for all the costs, including premiums, deductibles and copays. 快捷药方(ESI) is the University's administrator of pharmacy benefits under the medical plans. For prescription drug cost information, you can search drug prices through the ESI价格透明度工具. If you sign up for the QHDHP Plan, you will also be eligible to participate in the 健康储蓄账户(HSA)通过Optum银行.

The 2024年公开招生指南 会提供有关计划的额外资料吗. 如果你需要帮助选择 一个计划,你可以使用 ALEX®. It is your personal virtual benefits counselor/assistant to help you select the 对你和你的家人最好的医疗计划. 您在ALEX®输入的任何信息都是 保密.

As a new full-time employee, your benefits are effective as of your hire date. Your elections must be submitted within 31 days of your hire date. 如果您不注册 or complete changes within 31 days of the qualifying event (hire date), you must wait 直到下一个开放注册期. 如适用,请加上任何家属 工作日内31天登记寡妇. 请参阅 相关的资格. Submit your benefits elections in Workday at your earliest availability to allow 获得选举的保险范围.

Once enrollment is submitted and approved in Workday, UHC and ESI insurance cards are issued separately via mail within 10 business days. 对于全民健康覆盖,在访问您的 account for the first time, you will need to register on the 网站 using your member ID或社保号创建登录. 您可以拨打800-382-4259联系UHC 或浏览 UHC网站. 您可以致电888-778-8755与ESI联系,或访问 应急服务国际公司的网站.

UnitedHealthcare is committed to Transparency in Coverage Rule compliance by making MRFs available for all UnitedHealthcare commercial platforms, pricing structures and 在适当的时候进行规划设计. 联合医疗也致力于提供帮助 self-funded customers comply with this new rule and will create and publish MRFs where UnitedHealthcare has access to the data, including integrated customer-specific 提供者 合约安排(普惠制、集惠制). mrf将被张贴在 transparency-in-coverage.uhc.com.

层澄清

The 博彩网址大全 employee medical plan is a three-tier network:

  1. Tier 1 is for services received by 博彩网址大全Care physicians and at 博彩网址大全Care facilities and SSM健康医疗集团雇用的医生. 只有被雇用的供应商 SSM健康医疗集团被分类为一级. 在上搜索提供商时 SSM健康集团的网站, only those listed with a "SSM Health Medical Group" description will be covered 作为一级供应商.
  2. Tier 2 is for services received by United Healthcare (UHC) contracted physicians, hospitals and ancillary services, such as BJC and clinics, LabCorp and hospital-based 设施服务及实验室.
  3. Tier 3 is for services received at non-UHC contracted physicians, hospitals and ancillary 服务,因此网外.
寻找供应商

寻找供应商? 这是如何.

  • 参观 联合医疗网站 to complete a UHC nationwide network physician search.
  • Find a UHC mental health or substance use 提供者 or facility, discover community and work-life resources near you, quickly and 保密ly connect to expert guidance regarding conditions and situations that concern you at www.liveandworkwell.com.
  • 博彩网址大全Care physicians can be found by visiting their 网站.
  • SSM physicians, including pediatricians, can be found by visiting their 网站.
  • MYCare is a partnership between the 好处 Office and the 博彩网址大全Care Department of Family and Community Medicine to offer an enhanced wellness program exclusively for 我们的教职员工和家庭成员. 该方案是理想的那些认识 the value of protecting their health and welcome the support of the health professionals 最有能力提供帮助. It is an excellent option for those who don't have a primary care physician, want to change doctors, or have chronic medical conditions such as 糖尿病、高血压或体重问题. 更多信息请联系MYCare 314-977-3500, familymed@jiado.net or on 他们的网站.
  • Physical therapists serve patients experiencing symptoms that affect their ability to participate in the community, their employment and/or recreation. 教职员工和 政府职员 博彩网址大全 Program in Physical Therapy provide physical therapy services at several locations within the 博彩网址大全 community. A physician referral is usually necessary to access physical therapy services.
  • Outpatient services are available at the Marchetti West Clinic. 完全由 staff and faculty of the Program in Physical Therapy, this convenient location is 拉克勒德大道3518号. St. 路易斯,密苏里州63103. 您可以拨打(314)977-7419与他们联系.
  • 博彩网址大全 好处 has partnered with Psych Care Consultants, LLC, to provide employees and their families with additional 提供者 choices.

牙科计划

三角洲牙科 is the University's administrator of dental benefits. 博彩网址大全 为员工提供两种牙科计划选择:

  • Flex Plan: Provides the highest level of benefits. 它提供成人和儿童正畸.
  • Basic Plus Plan: Provides a lower level of benefits. 它只提供儿童正畸.

To search for a dentist in the network, visit the 台达牙科网站 然后选择“查找提供商”." For the Flex plan choose "三角洲牙科 Premier" and for the Basic Plus plan, choose "三角洲牙科 PPO."

Once enrollment is submitted and approved in Workday, 三角洲牙科 insurance cards 是否在10个工作日内寄出. 联系达美牙科,电话:(314)656-3001或访问 the 台达牙科网站.

通过远程牙科就诊.com (PDF)

愿景规划

Vision Service Plan (VSP) is the University's administrator of vision benefits. They provide access to coverage for eye exams, contacts, frames and lenses. 圣路易 学校VSP组编号为#30051106.

Members are not required to carry or produce a vision card for services at any VSP 提供者. Members choose a VSP 提供者 and let them know they have VSP coverage. The doctor's office will request the member's name and/or patient name, the last four digits of the member's ID (their SSN), VSP will take care of the rest.

You can contact VSP at 1-800-877-7195 或浏览 垂直地震剖面的网站.

查看视力福利摘要(PDF)